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Our Application Process
Fill In The Form
Go ahead and fill out the form! In the time you spent reading this web page to get to this point you could have already gotten halfway through the application form and that's no joke.
Verify Banking Information
The application form is fast to be sure, and the next and final phase of the application is just as fast. The application program will only take 30 seconds to download and install.
We Transfer The Funds
Just about every bank in the United States of America has access to the ACH system, so we will almost certainly be able to send you your funds immediately If you're not sure, call your bank to find out first.
Repay Your Loan
If you were able to receive the funds then that means you can definitely send funds so repaying the loan won't be a problem. No mailing checks or leaving your house required.
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Use Sensibly
Getting Too Deep
You don't want to get too deep into payday loans. This loan should be the only one you're taking out. If you end up with two loans or more you will inevitably have trouble paying them back and that's going to result in you paying needless NSF fees and facing even more financial stress.
Problems That Can't Wait
You should only get a payday loan if you feel the problem just can't wait another week. We are in many senses a lender of last resort, behind credit cards and lines of credit.
Weeks Not Years
Don't plan on staying on payday loans for years. We have many repeat customers, but we don't want them borrowing every month. Instead we want them to come back once in a while for years on end, without ever running out outrageous fees.
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